Unfortunately, when not able to talk face to face, sometimes things are misunderstood. When you said you didn't know how to create a new folder, that led me to believe you might not have a lot of computer experience. So, where to start? How to explain something? Will it be too simple, or too complicated? I don't know... just have to try and hope it's taken the right way and that the information offered is useful.
This is why I thought you wanted to know about user names:

Then this:
I really do hope you're off to a good start with VSD, and tried to answer your questions as best I could, based on what you posted. Please don't let a communication break-down spoil your experience. Heck, my feelings are a bit hurt, too – I spent all this time and effort thinking I was being helpful, only to find out most of it was misunderstood and taken the wrong way



I wish you success with your site, and if you need any more help, there are plenty of people here to steer you in the right direction (and maybe explain things much better than I did

Take care,
Callie
https://www.callendales.com